iShares ETF 529 Plan
College Savings Investment Strategy

Powered by True Sector Rotation Technology

(This is a Free Public Strategy. No subscription fee is required.)








SectorSurfer levels the playing field with Wall Street by putting the power of high performance investment algorithms in your hands. SectorSurfer's trend-following True Sector RotationTM Strategies hold only the momentum leader during bull markets, and its StormGuardTM algorithm moves you to the safety of cash during bear markets. Only by owning the trend leader and avoiding the trend laggards can one simultaneously improve returns and reduce risk. SectorSurfer helps you manage self-directed 401(k) and IRA investments without becoming a day-trader — trade alerts are sent just a few times per year when a new trend leader emerges.

SectorSurfer Strategy Performance
(Put the Power of Compounding to Work for You)

iShares ETF 529 Plan Savings GrowthThe performance of SectorSurfer's trend-following True Sector Rotation algorithms, as applied to the iShares 529 Plan ETFs, is depicted in the SectorSurfer Strategy chart below and the performance comparison chart to the right. Trading in a 529 Plan is currently restricted by law to two trades per year. Simply by determining which of the funds has leadership and owning only that fund for the next six months SectorSurfer achieves much better performance than a traditional conservative "Buy and Hold Diversification" approach. Hover over the chart on the right to enlarge it, or click on it to download the spreadsheet and experiment with its assumptions.

To better understand how SectorSurfer works, please be sure to click each of the title slides above to drill in a bit and  review the topic's summary information. The Strategy chart below has numerous mouse-over hot spots that provide a brief popup text description of the chart object, and many chart objects can be clicked to link to a more complete description. For a more theoretical discussion, please review the True Sector Rotation Theory page.

To add this to your My Strategies list, click the icon to open the Select-a-Strategy popup window and select 529 College - iShares from the list.

iShares ETF 529 Plan Funds  (Follow this link to the iShares 529 Plan Home Page)
The funds included in the chart above are investment options available for use within the iShares ETF 529 Plan according to the most recent information we have. However, from time-to-time it is not uncommon for a plan's custodian to change one or more of the plan investment options available to participants. Pease diligently check the plan's fund list currently provided to you by your plan custodian against the funds included in any version of this Strategy that you may use. SectorSurfer Strategies are fully customizable. You are not limited to using only the combination of funds included in the above Strategy, but may add or subtract funds to customize it as you please. If you find that the selection of funds in this Strategy is outdated and you have an update to share, or if you have a measurably better iShares ETF 529 Strategy you would like to share, please contact us via our Plan Update page.

Specific Quick-Start Instructions
Follow these steps to quickly set up your SectorSurfer account to use this Strategy  ...  (click to read more)

Click to Signup for a SectorSurfer account. It costs nothing to get started.1. Click the Signup Wizard button on the right to create your account. It costs nothing to open an account and experiment with custom strategies or make use our totally Free Strategies.  See Member Plans Page for details about Free and Premium Memberships.

    a) On the Create an Account screen specify your username, password, full name, and email address.
         Then click

    b) Next is the Account Information Screen. Complete the below steps and then click
      -  Section A: Optionally add a backup email address or cell text number for your Trade Alerts. Click the button.
      -  Section A: Optionally enter your Referrer's name to give them credit. Review the Referral-Name you'll give others.
      -  Section B: Review the subscription options and click checkbox to acknowledge having read it.
      -  Section C: Optionally order a subscription (required to receive Trade Alerts for this Strategy). Acknowledge the checkbox.

    c) Next is the Application Settings Screen to determine how you would like your Trade Alerts handled and then click
 You're Now Are a SectorSurfer! 

2. The My Strategies Page will automatically be your next destination. This is your definition list of personal Strategies.

    a) Please watch the short video demo. It will save you time and frustration. Click its icon in the upper left of the page.

    b) Note the other help resources in the upper left and bottom of the page.

Experiment with the Example Strategies provided. Mouse-over the icons and ticker symbols. Click things to see what they do.

    d) To import the above Strategy into your My Strategies execute the following steps:
       - Click the  icon in the 2nd row to get the Select a Strategy popup screen.
       - Scroll down until you see the Strategy name matching the above Strategy, then click its line to highlight it.
       - Then click the button near the bottom to import this Strategy into your personal list.
   Now You're Really SectorSurfing! 


We'll do the
    Hard Work ...

... While You     
   Have a Life.

• Typically just 3 to 5 Trade Alerts per year.
• SectorSurfer signals - you make the trade.
• Select a ready-made Strategy from a list, or
   try your ideas with your own custom design.
• Its as easy or complex as you'd like it to be.

How to Become a SectorSurfer

How We Work

How We Work

We'll do the Hard Work ...           
         ... While You go Have a Life!

How We Work




AAII Seminar

Find a Financial Advisor

Getting Started

Getting Started

• Study:  Returns, Safety,
Simplicity, Control, Examples

Review: Subscriptions,
Free vs Premium Strategies

• Ready? It Costs Nothing to Start - Let's Get Surfing!

Sign Up

What SectorSurfers Say:(scroll the text)

"This product stands like an oak tree amid a forest of saplings. Over the years I have examined dozens of investment advisory services, but this one is the best by far. As a retired USAF officer, of particular importance is their popular TSP Thrift Savings Plan strategy designed for military/federal employees.  I've been an enthusiastic SectorSurfer since January 2011."

Les Mosier, Chaplain, LtCol, USAF (Retired) 


"I can tell you with certainty that SectorSurfer stands in a class of its own as the premier investment tool for individual investors. Its high performance algorithms literally level the playing field for individual investors against the big traders on Wall Street and will provide you with the confidence and to wisely manage your own investments."

Richard Erkes, Former Chair of the State of Illinois Retirement Board
Founding member of the Chicago Board of Options Exchange
Former Program Director of the LA AAII Chapter.

"It is very satisfying to see my returns beating the market averages month after month. It even made my wife's restrictive and excessively diversified government retirement account perform well. This investment tool tops my list!"

Warren Hyland, CEO, AmbienEco Group


"I finally pulled the trigger on the SectorSurfer Fidelity KickAss Strategy. Since then the market has not been as hot AND yet I notice that the fund recommended by Sector Surfer is doing very well. My GAUD this is really going to work! What was once only an academic understanding of your methods has sunk in. Thank you for doing the hard work.
Dan Wahl, Design Engineer, "IceCube" South Pole Neutrino Observatory
Physical Sciences Laboratory, University of Wisconsin - Madison


"The effort/time you have put into your web site has produced outstanding results. I spend a lot of time on finances, and your web site is the finest I have ever seen. I am an ex-fighter pilot, land developer, and a full-time trader for the last 10 years."
Joe Schuchter, Full-time trader. 

"With SectorSurfer's algorithms doing all the work, I get much better results and have more time in the day for real life. I used to spend hours each day sorting through funds looking for winners. "

Chris Feise, Retired Professor Washington State University
Former Director of Center for Sustaining Agriculture and Natural Resource 

"I had no idea which funds to own until I found SectorSurfer. Now I know what to do and when to do it. Most importantly, I know SectorSurfer will look out for me when I'm busy taking care of business."

Kim Cahuas, President, Western Reserve Technology 


"I used to be literally afraid to look at my retirement account, but Sector Surfer thankfully keeps track of it for me now and always keeps me in the best funds. It really is amazing and gives great peace of mind!"

Brandon Hulet, Teacher
Snohomish County, Washington

Stocks & Commodities Review of SectorSurfer

Product Review
by: Joe Gruender

2016 Wagner Award Winner

Contest Paper
by: Scott Juds

AAII New Product Review

Product Review
by: Jaclyn McClellan

GeekWire Interview

Media Interview
by: John Cook

Advisor Perspectives Article

Professional Article
Dale Van Metre, Ph.D.

Note: SumGrowth Strategies, LLC and its SectorSurfer product are not associated with or sponsored by iShares or the iShares ETF 529 Plan. SumGrowth Strategies is a privately
held company with a mission to help individuals improve their retirement plan prospects by providing state-of-the-art automated investment portfolio analysis and advice.